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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,266 | $159,934-81.1% | $147,005-79.4% | $145,959-79.3% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 22.66% | 98.24%-75.6pp | 418.76%-396.1pp | 561.95%-539.3pp |
| Employer contribution / active EE | $3,825 | $5,287-27.7% | $4,934-22.5% | $4,661-17.9% |
| Participant deferral / active EE | $12,834 | $8,427+52.3% | $8,070+59.0% | $6,689+91.9% |
| Admin fee / account holder | $169 | $15,053-98.9% | $13,006-98.7% | $13,398-98.7% |