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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,882 | $88,603-41.4% | $69,890-25.8% | $134,545-61.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -18.09% | 442.93%-461.0pp | 190.84%-208.9pp | 418.37%-436.5pp |
| Employer contribution / active EE | $1,383 | $3,236-57.2% | $2,560-46.0% | $4,742-70.8% |
| Participant deferral / active EE | $2,370 | $4,771-50.3% | $3,848-38.4% | $6,401-63.0% |
| Admin fee / account holder | $2,383 | $10,443-77.2% | $6,267-62.0% | $11,431-79.1% |