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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,789 | $110,830-44.2% | $86,625-28.7% | $167,553-63.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 15.92% | 116.99%-101.1pp | 63.52%-47.6pp | 478.89%-463.0pp |
| Employer contribution / active EE | $1,801 | $3,245-44.5% | $2,496-27.9% | $4,840-62.8% |
| Participant deferral / active EE | $2,779 | $4,548-38.9% | $3,700-24.9% | $6,343-56.2% |
| Admin fee / account holder | $2,815 | $8,420-66.6% | $5,830-51.7% | $12,316-77.1% |