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| Provider | Service type | Compensation |
|---|---|---|
MERCER2 years Filed as: MERCER INVESTMENTS, LLC Service code 16 · EIN 30-0282430 | Consulting | $122,944 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $28,448 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,639 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,829 | $99,201+25.8% | $96,544+29.3% | $74,473+67.6% |
| Participation rate | 98.7% | 80.7%+18.0pp | 76.0%+22.7pp | 70.7%+28.0pp |
| Annual return | 14.54% | 22.40%-7.9pp | 25.88%-11.3pp | 34.36%-19.8pp |
| Employer contribution / active EE | $5,464 | $2,570+112.6% | $2,966+84.2% | $2,638+107.1% |
| Participant deferral / active EE | $7,865 | $4,938+59.3% | $4,851+62.1% | $4,530+73.6% |
| Admin fee / account holder | $365 | $225+62.2% | $8,254-95.6% | $347+5.1% |