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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,151 | $99,079+81.8% | $78,002+131.0% | $273,972-34.2% |
| Participation rate | 44.4% | 78.6%-34.1pp | 75.5%-31.1pp | 83.0%-38.6pp |
| Annual return | 9.69% | 217.93%-208.2pp | 425.99%-416.3pp | 41.46%-31.8pp |
| Employer contribution / active EE | $636 | $3,308-80.8% | $2,470-74.2% | $4,869-86.9% |
| Participant deferral / active EE | $5,304 | $4,306+23.2% | $3,497+51.7% | $5,287+0.3% |
| Admin fee / account holder | $0 | $8,954-100.0% | $5,481-100.0% | $10,133-100.0% |