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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,098 | $84,518-70.3% | $67,704-62.9% | $125,389-80.0% |
| Participation rate | 21.7% | 74.8%-53.0pp | 67.5%-45.8pp | 83.2%-61.5pp |
| Annual return | -0.59% | 2.57%-3.2pp | 25.41%-26.0pp | 282.24%-282.8pp |
| Employer contribution / active EE | $1,032 | $3,292-68.7% | $2,559-59.7% | $4,866-78.8% |
| Participant deferral / active EE | $1,936 | $4,430-56.3% | $3,585-46.0% | $5,352-63.8% |
| Admin fee / account holder | $28 | $5,340-99.5% | $4,255-99.3% | $9,541-99.7% |