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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,500 | $59,123-63.6% | $77,183-72.1% | $75,181-71.4% |
| Participation rate | 78.5% | 63.9%+14.6pp | 69.6%+8.9pp | 67.2%+11.3pp |
| Annual return | 10.88% | 26.72%-15.8pp | 37.89%-27.0pp | 160.69%-149.8pp |
| Employer contribution / active EE | $1,298 | $1,996-35.0% | $2,534-48.8% | $2,671-51.4% |
| Participant deferral / active EE | $1,734 | $2,999-42.2% | $3,833-54.7% | $4,126-58.0% |
| Admin fee / account holder | $4,140 | $4,776-13.3% | $5,475-24.4% | $5,650-26.7% |