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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,164 | $63,773+126.1% | $81,286+77.4% | $80,925+78.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 7.15% | 16.37%-9.2pp | 24.80%-17.6pp | 35.65%-28.5pp |
| Employer contribution / active EE | $7,081 | $1,979+257.7% | $2,463+187.5% | $2,756+156.9% |
| Participant deferral / active EE | $6,838 | $3,093+121.1% | $3,883+76.1% | $4,299+59.1% |
| Admin fee / account holder | $3,851 | $5,682-32.2% | $5,764-33.2% | $6,940-44.5% |