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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,164 | $64,462+123.6% | $81,482+76.9% | $80,911+78.2% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 7.15% | 16.35%-9.2pp | 24.79%-17.6pp | 35.63%-28.5pp |
| Employer contribution / active EE | $7,081 | $1,979+257.8% | $2,463+187.5% | $2,756+156.9% |
| Participant deferral / active EE | $6,838 | $3,094+121.0% | $3,885+76.0% | $4,297+59.1% |
| Admin fee / account holder | $3,851 | $5,678-32.2% | $5,761-33.2% | $6,935-44.5% |