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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,490 | $138,114-3.3% | $125,391+6.5% | $134,545-0.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.24% | 750.88%-768.1pp | 572.41%-589.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $8,397 | $5,246+60.1% | $4,816+74.4% | $4,742+77.1% |
| Participant deferral / active EE | $4,393 | $7,801-43.7% | $7,448-41.0% | $6,401-31.4% |
| Admin fee / account holder | $356 | $11,570-96.9% | $10,009-96.4% | $11,431-96.9% |