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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,306 | $197,594-41.1% | $177,822-34.6% | $158,931-26.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.57% | 58.76%-42.2pp | 48.32%-31.8pp | 302.86%-286.3pp |
| Employer contribution / active EE | $21,468 | $6,697+220.5% | $5,918+262.7% | $4,761+350.9% |
| Participant deferral / active EE | $16,939 | $8,405+101.5% | $7,714+119.6% | $5,982+183.1% |
| Admin fee / account holder | $4,632 | $15,400-69.9% | $12,428-62.7% | $11,247-58.8% |