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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,983 | $183,968-50.0% | $162,166-43.3% | $152,870-39.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.4%+17.6pp |
| Annual return | 13.00% | 150.77%-137.8pp | 115.59%-102.6pp | 345.34%-332.3pp |
| Employer contribution / active EE | $16,122 | $6,371+153.1% | $5,614+187.2% | $4,763+238.5% |
| Participant deferral / active EE | $14,196 | $8,034+76.7% | $7,298+94.5% | $5,850+142.7% |
| Admin fee / account holder | $34,853 | $13,121+165.6% | $10,842+221.5% | $11,597+200.5% |