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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,983 | $184,000-50.0% | $162,185-43.3% | $152,909-39.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 13.00% | 150.80%-137.8pp | 115.61%-102.6pp | 345.46%-332.5pp |
| Employer contribution / active EE | $16,122 | $6,370+153.1% | $5,613+187.2% | $4,764+238.4% |
| Participant deferral / active EE | $14,196 | $8,033+76.7% | $7,297+94.6% | $5,851+142.6% |
| Admin fee / account holder | $34,853 | $13,124+165.6% | $10,844+221.4% | $11,601+200.4% |