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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,995 | $72,446+79.4% | $67,561+92.4% | $145,877-10.9% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 17.56% | 7211.98%-7194.4pp | 3525.44%-3507.9pp | 551.28%-533.7pp |
| Employer contribution / active EE | $8,731 | $3,072+184.2% | $2,735+219.3% | $4,663+87.2% |
| Participant deferral / active EE | $20,833 | $4,785+335.4% | $4,003+420.4% | $6,691+211.4% |
| Admin fee / account holder | $713 | $5,541-87.1% | $4,006-82.2% | $13,402-94.7% |