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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,427 | $69,248+23.4% | $64,101+33.3% | $139,466-38.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 24.94% | 45.95%-21.0pp | 33.72%-8.8pp | 373.66%-348.7pp |
| Employer contribution / active EE | $9,146 | $3,185+187.2% | $2,749+232.7% | $4,754+92.4% |
| Participant deferral / active EE | $21,000 | $4,682+348.5% | $3,881+441.1% | $6,712+212.9% |
| Admin fee / account holder | $433 | $4,247-89.8% | $3,070-85.9% | $11,409-96.2% |