Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,809 | $81,334-62.1% | $113,397-72.8% | $64,097-51.9% |
| Participation rate | 44.8% | 65.6%-20.9pp | 76.5%-31.7pp | 55.2%-10.4pp |
| Annual return | 14.92% | 32.50%-17.6pp | 23.20%-8.3pp | 34.64%-19.7pp |
| Employer contribution / active EE | $621 | $2,077-70.1% | $2,977-79.1% | $1,891-67.2% |
| Participant deferral / active EE | $2,167 | $3,795-42.9% | $5,076-57.3% | $3,080-29.6% |
| Admin fee / account holder | $2,663 | $4,208-36.7% | $11,957-77.7% | $3,454-22.9% |