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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,112 | $183,592-41.7% | $155,574-31.2% | $145,877-26.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 24.72% | 61.37%-36.7pp | 64.87%-40.2pp | 551.28%-526.6pp |
| Employer contribution / active EE | $1,968 | $5,317-63.0% | $4,676-57.9% | $4,663-57.8% |
| Participant deferral / active EE | $9,237 | $6,466+42.8% | $5,629+64.1% | $6,691+38.1% |
| Admin fee / account holder | $1,106 | $19,316-94.3% | $15,914-93.0% | $13,402-91.7% |