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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,901 | $175,231-56.1% | $149,696-48.6% | $139,466-44.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.39% | 166.77%-162.4pp | 134.46%-130.1pp | 373.66%-369.3pp |
| Employer contribution / active EE | $1,950 | $5,478-64.4% | $4,821-59.6% | $4,754-59.0% |
| Participant deferral / active EE | $8,530 | $6,521+30.8% | $5,682+50.1% | $6,712+27.1% |
| Admin fee / account holder | $1,309 | $16,155-91.9% | $13,212-90.1% | $11,409-88.5% |