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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,162 | $168,635-54.8% | $147,617-48.4% | $125,389-39.3% |
| Participation rate | 85.7% | 88.8%-3.1pp | 84.6%+1.1pp | 83.2%+2.5pp |
| Annual return | -2.83% | 77.65%-80.5pp | 61.98%-64.8pp | 282.24%-285.1pp |
| Employer contribution / active EE | $1,457 | $6,252-76.7% | $5,564-73.8% | $4,866-70.1% |
| Participant deferral / active EE | $6,146 | $5,507+11.6% | $4,895+25.5% | $5,352+14.8% |
| Admin fee / account holder | $872 | $13,580-93.6% | $11,612-92.5% | $9,541-90.9% |