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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,926 | $81,208-36.1% | $98,920-47.5% | $79,852-35.0% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 14.09% | 60.99%-46.9pp | 196.47%-182.4pp | 31.72%-17.6pp |
| Employer contribution / active EE | $3,469 | $1,960+77.0% | $2,689+29.0% | $2,471+40.4% |
| Participant deferral / active EE | $5,275 | $3,265+61.6% | $4,245+24.3% | $3,740+41.0% |
| Admin fee / account holder | $945 | $6,013-84.3% | $6,643-85.8% | $5,306-82.2% |