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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,724 | $99,079+17.8% | $78,002+49.6% | $273,972-57.4% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.5%-8.9pp | 83.0%-16.3pp |
| Annual return | 14.41% | 217.93%-203.5pp | 425.99%-411.6pp | 41.46%-27.1pp |
| Employer contribution / active EE | $2,561 | $3,308-22.6% | $2,470+3.7% | $4,869-47.4% |
| Participant deferral / active EE | $4,862 | $4,306+12.9% | $3,497+39.0% | $5,287-8.0% |
| Admin fee / account holder | $9,182 | $8,954+2.6% | $5,481+67.5% | $10,133-9.4% |