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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,785 | $127,387-85.3% | $115,038-83.7% | $125,389-85.0% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | -1.94% | 31.28%-33.2pp | 26.14%-28.1pp | 282.24%-284.2pp |
| Employer contribution / active EE | $826 | $5,166-84.0% | $4,608-82.1% | $4,866-83.0% |
| Participant deferral / active EE | $2,033 | $6,423-68.3% | $6,026-66.3% | $5,352-62.0% |
| Admin fee / account holder | $824 | $9,516-91.3% | $8,175-89.9% | $9,541-91.4% |