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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,159 | $124,336-33.9% | $111,303-26.2% | $167,518-51.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 7.84% | 37.45%-29.6pp | 54.66%-46.8pp | 478.71%-470.9pp |
| Employer contribution / active EE | $1,139 | $3,436-66.8% | $2,731-58.3% | $4,838-76.5% |
| Participant deferral / active EE | $1,889 | $5,181-63.5% | $4,487-57.9% | $6,342-70.2% |
| Admin fee / account holder | $75,809 | $10,623+613.7% | $7,966+851.7% | $12,312+515.7% |