Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WESTMINSTER CONSULTING, LLC2+ years Filed as: WESTMINSTER CONSULTING Service code 50 · EIN 45-3679779 11 CENTRE PARK SUITE 303 · ROCHESTER, NY 14614 | Direct Payment | $43,750 |
HARTER SECREST & EMERY LLP2+ years Service code 29 · EIN 16-0766172 1600 BAUSCH AND LOMB PL · ROCHESTER, NY 14604 | Legal | $17,611 |
SEAN HUCKO, CPA, LLC1 year Service code 10 · EIN 47-4215313 1851 STONE ROAD SUITE 102 · ROCHESTER, NY 14615 | Accounting | $16,185 |
Service code 52 · EIN 04-1590850 1295 STATE STREET · SPRINGFIELD, MA 01111 | Indirect Investment Fees | $15,390 |
MMA SECURITIES LLC2+ years Filed as: MARSH USA INC Service code 22 · EIN 36-1436000 | Insurance Broker | $7,965 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,882 | $50,385+62.5% | $75,501+8.5% | $62,293+31.4% |
| Participation rate | 98.9% | 67.7%+31.2pp | 72.4%+26.5pp | 69.5%+29.4pp |
| Annual return | 11.19% | 19.90%-8.7pp | 27.35%-16.2pp | 28.90%-17.7pp |
| Employer contribution / active EE | $1,886 | $1,537+22.7% | $2,352-19.8% | $2,042-7.7% |
| Participant deferral / active EE | $2,472 | $2,445+1.1% | $3,142-21.3% | $3,169-22.0% |
| Admin fee / account holder | $530 | $384+37.9% | $5,801-90.9% | $479+10.5% |