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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,739 | $138,075-79.9% | $123,552-77.5% | $135,379-79.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -17.69% | 153.70%-171.4pp | 119.20%-136.9pp | 519.79%-537.5pp |
| Employer contribution / active EE | $4,553 | $5,152-11.6% | $4,628-1.6% | $4,779-4.7% |
| Participant deferral / active EE | $10,031 | $6,800+47.5% | $6,426+56.1% | $5,609+78.8% |
| Admin fee / account holder | $536 | $10,917-95.1% | $9,285-94.2% | $10,828-95.1% |