Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,031 | $76,551-85.6% | $123,894-91.1% | $62,881-82.5% |
| Participation rate | 34.0% | 73.0%-38.9pp | 81.4%-47.4pp | 69.3%-35.3pp |
| Annual return | 9.28% | 18.68%-9.4pp | 47.52%-38.2pp | 20.14%-10.9pp |
| Employer contribution / active EE | $715 | $2,882-75.2% | $4,617-84.5% | $2,281-68.7% |
| Participant deferral / active EE | $794 | $4,840-83.6% | $5,984-86.7% | $3,203-75.2% |
| Admin fee / account holder | $529 | $4,826-89.0% | $8,357-93.7% | $4,296-87.7% |