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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,794 | $175,257-47.6% | $149,717-38.7% | $139,456-34.2% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 16.90% | 166.70%-149.8pp | 134.41%-117.5pp | 373.45%-356.5pp |
| Employer contribution / active EE | $6,578 | $5,477+20.1% | $4,820+36.5% | $4,753+38.4% |
| Participant deferral / active EE | $5,535 | $6,521-15.1% | $5,682-2.6% | $6,711-17.5% |
| Admin fee / account holder | $3,112 | $16,156-80.7% | $13,213-76.4% | $11,407-72.7% |