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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,407 | $217,432-55.2% | $185,849-47.6% | $167,536-41.9% |
| Participation rate | 85.7% | 86.1%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 8.81% | 148.42%-139.6pp | 122.10%-113.3pp | 478.82%-470.0pp |
| Employer contribution / active EE | $2,573 | $5,875-56.2% | $5,169-50.2% | $4,839-46.8% |
| Participant deferral / active EE | $6,884 | $6,357+8.3% | $5,569+23.6% | $6,342+8.5% |
| Admin fee / account holder | $8,864 | $19,818-55.3% | $16,244-45.4% | $12,315-28.0% |