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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,514 | $84,685-66.3% | $73,836-61.4% | $125,389-77.3% |
| Participation rate | 83.3% | 76.8%+6.6pp | 73.4%+9.9pp | 83.2%+0.1pp |
| Annual return | -2.99% | 3123.80%-3126.8pp | 2268.06%-2271.0pp | 282.24%-285.2pp |
| Employer contribution / active EE | $1,609 | $3,123-48.5% | $2,787-42.3% | $4,866-66.9% |
| Participant deferral / active EE | $2,344 | $3,993-41.3% | $3,583-34.6% | $5,352-56.2% |
| Admin fee / account holder | $2,301 | $5,694-59.6% | $4,882-52.9% | $9,541-75.9% |