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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,535 | $167,504-90.1% | $151,628-89.1% | $134,509-87.7% |
| Participation rate | 93.8% | 88.4%+5.4pp | 87.5%+6.3pp | 81.2%+12.5pp |
| Annual return | -19.12% | 7.81%-26.9pp | 3.34%-22.5pp | 418.13%-437.3pp |
| Employer contribution / active EE | $2,516 | $6,828-63.2% | $6,165-59.2% | $4,741-46.9% |
| Participant deferral / active EE | $1,779 | $8,985-80.2% | $8,363-78.7% | $6,400-72.2% |
| Admin fee / account holder | $404 | $13,779-97.1% | $11,613-96.5% | $11,427-96.5% |