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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,595 | $107,809-29.9% | $90,657-16.6% | $135,379-44.2% |
| Participation rate | 54.5% | 78.0%-23.5pp | 74.0%-19.5pp | 82.6%-28.1pp |
| Annual return | -3.54% | -0.90%-2.6pp | 1.89%-5.4pp | 519.79%-523.3pp |
| Employer contribution / active EE | $803 | $3,018-73.4% | $2,532-68.3% | $4,779-83.2% |
| Participant deferral / active EE | $3,293 | $3,872-15.0% | $3,424-3.9% | $5,609-41.3% |
| Admin fee / account holder | $153 | $5,931-97.4% | $4,994-96.9% | $10,828-98.6% |