Retirement plan

MOODY'S CO-WORKER OWNED EMPLOYEE STOCK OWNERSHIP PLAN

Name: MOODY'S CO-WORKER OWNED, INC. DBA MOODY'S COLLISION CENTERS - MOODY'S CO-WORKER OWNED EMPLOYEE STOCK OWNERSHIP PLAN (2020) Form 5500
Creator: MOODY'S CO-WORKER OWNED, INC. DBA MOODY'S COLLISION CENTERS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MOODY'S CO-WORKER OWNED EMPLOYEE STOCK OWNERSHIP PLAN, MOODY'S CO-WORKER OWNED, INC. DBA MOODY'S COLLISION CENTERS

MOODY'S CO-WORKER OWNED, INC. DBA MOODY'S COLLISION CENTERSEIN 16-1645516Plan #001PY 2020

200 NARRAGANSETT STREET - GORHAM, ME 04038207-839-2500LinkedIn51-200 employeesindividual & family services

Other plans on this EIN

1 filing

#002Retirement-$4.8M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$20.6M

+48.3% from 2019

Total participants

291

+5.1% from 2019

Average account balance

$73,322

+41.9% from 2019

Annual return

47.88%

+19.14 pp from 2019

Benchmarks

See 1,687 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,687 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$115K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

353

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.92M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Reportable transactions (Schedule G)

1 row

Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.

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Plan features & details

Pension benefit codes2P2Q3I

Plan features

2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$35

$0 / participant

Other / not subdivided$35100.0%

% of EOY assets

0.000%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAKER NEWMAN NOYES
Auditor EIN: 010494526
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$73,322

$66,124+10.9%

$90,440-18.9%

$73,493-0.2%

Participation rate

95.7%

69.7%+26.0pp

72.7%+23.0pp

70.7%+25.0pp

Annual return

47.88%

17.65%+30.2pp

1294.38%-1246.5pp

28.51%+19.4pp

Employer contribution / active EE

$3,199

$2,346+36.3%

$3,263-2.0%

$2,270+40.9%

Participant deferral / active EE

$3,039-100.0%

$3,964-100.0%

$3,740-100.0%

Admin fee / account holder

$396-100.0%

$5,615-100.0%

$513-100.0%

MOODY'S CO-WORKER OWNED EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Reportable transactions (Schedule G)

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MOODY'S CO-WORKER OWNED EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Reportable transactions (Schedule G)

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion