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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,560 | $75,962-69.0% | $154,111-84.7% | $64,173-63.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.14% | 30.32%-39.5pp | 735.18%-744.3pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,334 | $3,350-30.3% | $5,298-55.9% | $2,381-2.0% |
| Participant deferral / active EE | $4,490 | $3,175+41.4% | $5,081-11.6% | $3,470+29.4% |
| Admin fee / account holder | $2,461 | $5,589-56.0% | $13,411-81.6% | $4,887-49.6% |