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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,399 | $102,663+0.7% | $86,216+19.9% | $139,466-25.9% |
| Participation rate | 77.8% | 74.5%+3.3pp | 69.0%+8.8pp | 80.3%-2.6pp |
| Annual return | 15.13% | 1924.52%-1909.4pp | 1169.42%-1154.3pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,968 | $3,035-35.2% | $2,382-17.4% | $4,754-58.6% |
| Participant deferral / active EE | $5,381 | $4,677+15.0% | $3,986+35.0% | $6,712-19.8% |
| Admin fee / account holder | $12,686 | $8,663+46.4% | $6,853+85.1% | $11,409+11.2% |