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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,391 | $112,933-41.2% | $90,970-27.0% | $158,982-58.2% |
| Participation rate | 88.9% | 74.7%+14.2pp | 69.0%+19.9pp | 82.0%+6.9pp |
| Annual return | 12.73% | 215.82%-203.1pp | 134.60%-121.9pp | 302.99%-290.3pp |
| Employer contribution / active EE | $626 | $2,893-78.4% | $2,122-70.5% | $4,763-86.9% |
| Participant deferral / active EE | $4,826 | $4,128+16.9% | $3,373+43.1% | $5,983-19.3% |
| Admin fee / account holder | $1,471 | $8,047-81.7% | $5,961-75.3% | $11,252-86.9% |