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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,163 | $111,878-6.9% | $93,727+11.1% | $145,897-28.6% |
| Participation rate | 77.8% | 74.2%+3.6pp | 68.7%+9.1pp | 80.3%-2.5pp |
| Annual return | 9.89% | 204.28%-194.4pp | 133.83%-123.9pp | 552.29%-542.4pp |
| Employer contribution / active EE | $883 | $3,092-71.4% | $2,421-63.5% | $4,663-81.1% |
| Participant deferral / active EE | $3,709 | $4,920-24.6% | $4,417-16.0% | $6,689-44.6% |
| Admin fee / account holder | $1,324 | $10,256-87.1% | $8,292-84.0% | $13,390-90.1% |