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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,694 | $99,011-71.0% | $86,582-66.9% | $147,586-80.6% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 45.84% | 1312.75%-1266.9pp | 965.08%-919.2pp | 578.59%-532.8pp |
| Employer contribution / active EE | $0 | $3,132-100.0% | $2,839-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,637 | $3,972-8.4% | $3,609+0.8% | $5,439-33.1% |
| Admin fee / account holder | $770 | $5,709-86.5% | $4,904-84.3% | $10,886-92.9% |