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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,425 | $90,486-80.7% | $78,676-77.9% | $273,972-93.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 5.37% | 75.62%-70.3pp | 62.19%-56.8pp | 41.46%-36.1pp |
| Employer contribution / active EE | $6,714 | $3,175+111.5% | $2,850+135.6% | $4,869+37.9% |
| Participant deferral / active EE | $3,540 | $3,901-9.3% | $3,517+0.7% | $5,287-33.0% |
| Admin fee / account holder | $1,060 | $5,263-79.9% | $4,510-76.5% | $10,133-89.5% |