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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,693 | $48,364-30.3% | $71,796-53.1% | $62,881-46.4% |
| Participation rate | 60.0% | 60.6%-0.6pp | 69.1%-9.1pp | 69.3%-9.3pp |
| Annual return | 6.48% | 13.16%-6.7pp | 78.04%-71.6pp | 20.14%-13.7pp |
| Employer contribution / active EE | $296 | $1,042-71.6% | $1,924-84.6% | $2,281-87.0% |
| Participant deferral / active EE | $2,066 | $2,091-1.2% | $2,794-26.1% | $3,203-35.5% |
| Admin fee / account holder | $949 | $3,771-74.8% | $4,815-80.3% | $4,296-77.9% |