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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,885 | $95,975-18.8% | $74,549+4.5% | $135,379-42.5% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -8.72% | 56.96%-65.7pp | 32.53%-41.3pp | 519.79%-528.5pp |
| Employer contribution / active EE | $1,774 | $2,716-34.7% | $1,961-9.5% | $4,779-62.9% |
| Participant deferral / active EE | $9,019 | $3,844+134.7% | $3,108+190.2% | $5,609+60.8% |
| Admin fee / account holder | $6,173 | $6,522-5.3% | $5,059+22.0% | $10,828-43.0% |