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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,317 | $78,425-79.2% | $95,956-83.0% | $79,858-79.6% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 20.01% | 19.37%+0.6pp | 91.63%-71.6pp | 31.72%-11.7pp |
| Employer contribution / active EE | $1,458 | $1,945-25.0% | $2,541-42.6% | $2,471-41.0% |
| Participant deferral / active EE | $3,879 | $3,440+12.8% | $4,167-6.9% | $3,740+3.7% |
| Admin fee / account holder | $334 | $5,622-94.1% | $6,797-95.1% | $5,306-93.7% |