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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,468 | $158,827-88.4% | $121,208-84.8% | $135,382-86.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -8.68% | -0.64%-8.0pp | 16.93%-25.6pp | 519.77%-528.4pp |
| Employer contribution / active EE | $1,934 | $5,666-65.9% | $4,023-51.9% | $4,779-59.5% |
| Participant deferral / active EE | $4,402 | $4,006+9.9% | $3,345+31.6% | $5,609-21.5% |
| Admin fee / account holder | $1,167 | $6,514-82.1% | $5,020-76.8% | $10,829-89.2% |