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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,358 | $65,555+68.3% | $86,216+28.0% | $75,173+46.8% |
| Participation rate | 52.4% | 60.5%-8.1pp | 69.0%-16.6pp | 67.2%-14.8pp |
| Annual return | 15.99% | 46.07%-30.1pp | 1169.42%-1153.4pp | 160.72%-144.7pp |
| Employer contribution / active EE | $958 | $1,553-38.4% | $2,382-59.8% | $2,671-64.1% |
| Participant deferral / active EE | $2,652 | $3,023-12.3% | $3,986-33.5% | $4,126-35.7% |
| Admin fee / account holder | $869 | $5,469-84.1% | $6,853-87.3% | $5,651-84.6% |