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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,124 | $70,418+79.1% | $96,570+30.6% | $85,847+46.9% |
| Participation rate | 72.3% | 61.8%+10.5pp | 69.8%+2.5pp | 69.3%+3.0pp |
| Annual return | 10.19% | 18.59%-8.4pp | 37.79%-27.6pp | 318.61%-308.4pp |
| Employer contribution / active EE | $1,939 | $1,413+37.2% | $2,357-17.8% | $2,565-24.4% |
| Participant deferral / active EE | $3,571 | $2,894+23.4% | $3,849-7.2% | $3,952-9.6% |
| Admin fee / account holder | $1,840 | $4,995-63.2% | $6,182-70.2% | $6,261-70.6% |