Retirement plan

BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING, INC. 401(K) PLAN

Name: BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING - BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING, INC. 401(K) PLAN (2017) Form 5500
Creator: BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING, INC. 401(K) PLAN, BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING

BLACK RIVER PLUMBING,HEATING & AIR CONDITIONINGEIN 16-1612099Plan #001PY 2017

29642 COUNTY ROUTE 50 - BLACK RIVER, NY 13612315-788-7669LinkedIn51-200 employeesindividual & family services

Prospect flagsLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$1.5M

+35.7% from 2016

Total participants

+60.5% from 2016

Average account balance

$22,291

-35.1% from 2016

Annual return

17.41%

+9.58 pp from 2016

Benchmarks

See 14,318 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort14,318 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$57K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

286.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$309K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1888

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$15K

$285 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.945%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,291

$63,346-64.8%

$92,240-75.8%

$70,126-68.2%

Participation rate

100.0%

68.7%+31.3pp

76.5%+23.5pp

69.5%+30.5pp

Annual return

17.41%

530.19%-512.8pp

176.29%-158.9pp

73.15%-55.7pp

Employer contribution / active EE

$3,752

$2,471+51.8%

$3,680+2.0%

$2,343+60.2%

Participant deferral / active EE

$605

$2,854-78.8%

$3,897-84.5%

$3,332-81.9%

Admin fee / account holder

$211

$3,841-94.5%

$5,194-95.9%

$4,645-95.5%

BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BLACK RIVER PLUMBING,HEATING & AIR CONDITIONING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion