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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,118 | $198,457+68.9% | $170,435+96.6% | $147,586+127.1% |
| Participation rate | 91.7% | 88.0%+3.7pp | 83.6%+8.1pp | 82.8%+8.8pp |
| Annual return | 18.25% | 257.30%-239.1pp | 205.94%-187.7pp | 578.59%-560.3pp |
| Employer contribution / active EE | $337 | $6,183-94.5% | $5,432-93.8% | $4,876-93.1% |
| Participant deferral / active EE | $3,866 | $5,629-31.3% | $4,939-21.7% | $5,439-28.9% |
| Admin fee / account holder | $708 | $16,852-95.8% | $13,881-94.9% | $10,886-93.5% |