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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,242 | $149,679+29.1% | $117,039+65.1% | $147,585+30.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 19.66% | 19.31%+0.3pp | 18.95%+0.7pp | 578.58%-558.9pp |
| Employer contribution / active EE | $11,915 | $4,937+141.4% | $3,785+214.8% | $4,876+144.3% |
| Participant deferral / active EE | $7,853 | $4,912+59.9% | $3,929+99.9% | $5,439+44.4% |
| Admin fee / account holder | $406 | $7,856-94.8% | $5,974-93.2% | $10,886-96.3% |