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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,994 | $136,307+10.8% | $106,619+41.6% | $273,972-44.9% |
| Participation rate | 95.2% | 84.8%+10.5pp | 78.0%+17.2pp | 83.0%+12.2pp |
| Annual return | 10.45% | 11.05%-0.6pp | 9.42%+1.0pp | 41.46%-31.0pp |
| Employer contribution / active EE | $8,501 | $5,190+63.8% | $3,947+115.4% | $4,869+74.6% |
| Participant deferral / active EE | $7,263 | $4,969+46.1% | $3,930+84.8% | $5,287+37.4% |
| Admin fee / account holder | $3,043 | $8,625-64.7% | $6,418-52.6% | $10,133-70.0% |