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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,451 | $68,586+301.6% | $120,380+128.8% | $80,911+240.4% |
| Participation rate | 94.1% | 61.6%+32.5pp | 71.9%+22.2pp | 67.6%+26.5pp |
| Annual return | 9.08% | 23.62%-14.5pp | 107.28%-98.2pp | 35.63%-26.6pp |
| Employer contribution / active EE | $8,923 | $2,053+334.7% | $3,465+157.5% | $2,756+223.8% |
| Participant deferral / active EE | $10,351 | $3,174+226.1% | $4,992+107.3% | $4,297+140.9% |
| Admin fee / account holder | $17,213 | $5,733+200.2% | $9,421+82.7% | $6,935+148.2% |