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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,451 | $68,878+299.9% | $120,574+128.4% | $80,935+240.3% |
| Participation rate | 94.1% | 61.7%+32.4pp | 71.9%+22.2pp | 67.7%+26.5pp |
| Annual return | 9.08% | 23.67%-14.6pp | 107.42%-98.3pp | 35.66%-26.6pp |
| Employer contribution / active EE | $8,923 | $2,065+332.1% | $3,471+157.1% | $2,757+223.7% |
| Participant deferral / active EE | $10,351 | $3,189+224.6% | $4,996+107.2% | $4,299+140.7% |
| Admin fee / account holder | $17,213 | $5,782+197.7% | $9,445+82.2% | $6,924+148.6% |