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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,033 | $138,102-31.9% | $125,381-25.0% | $134,532-30.1% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -25.89% | 750.73%-776.6pp | 572.31%-598.2pp | 418.27%-444.2pp |
| Employer contribution / active EE | $2,185 | $5,245-58.4% | $4,815-54.6% | $4,741-53.9% |
| Participant deferral / active EE | $7,359 | $7,801-5.7% | $7,448-1.2% | $6,401+15.0% |
| Admin fee / account holder | $5,930 | $11,568-48.7% | $10,007-40.7% | $11,429-48.1% |