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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,535 | $87,546-53.7% | $75,784-46.5% | $125,389-67.7% |
| Participation rate | 95.5% | 80.2%+15.3pp | 75.8%+19.6pp | 83.2%+12.3pp |
| Annual return | -3.20% | 13.49%-16.7pp | 9.68%-12.9pp | 282.24%-285.4pp |
| Employer contribution / active EE | $3,761 | $3,930-4.3% | $3,323+13.2% | $4,866-22.7% |
| Participant deferral / active EE | $3,899 | $4,230-7.8% | $3,652+6.8% | $5,352-27.1% |
| Admin fee / account holder | $919 | $6,503-85.9% | $5,300-82.7% | $9,541-90.4% |