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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,536 | $202,342-67.6% | $172,753-62.1% | $152,909-57.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.58% | 1029.88%-1009.3pp | 803.00%-782.4pp | 345.46%-324.9pp |
| Employer contribution / active EE | $5,153 | $5,857-12.0% | $5,144+0.2% | $4,764+8.2% |
| Participant deferral / active EE | $2,414 | $5,948-59.4% | $5,198-53.6% | $5,851-58.7% |
| Admin fee / account holder | $1,908 | $17,112-88.9% | $13,956-86.3% | $11,601-83.6% |